List of Financial Problems

1. High levels of debt and household debt.

2. Paycheck-to-paycheck living.

3. Insufficient retirement savings.

4. Wage stagnation and income inequality.

5. Inadequate financial education and literacy.

6. Limited access to financial services and products in underserved communities.

7. Difficulty in getting approved for credit or loans due to poor credit score or lack of credit history.

8. Rising healthcare costs and healthcare debt.

9. High cost of housing and low affordability.

10. Lack of emergency funds and inadequate insurance coverage.

11. Overreliance on credit cards or other forms of debt to make ends meet.

12. Student loan debt and difficulty in paying off loans.

13. Identity theft and financial fraud.

14. Inflation and currency devaluation.

15. Insufficient tax planning and tax liabilities.